How much money do you need to have in the bank to pay for a 4 year col

How much money do you need to have in the bank to pay for a 4 year col

How much money do you need to have in the bank to pay for a 4 year college degree if tuition is $15,000 per year and your bank gives you 1.5% interest.What is the effective annual rate on a 18% APR loan if interest is compounded monthly?