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CARVER YACHTS – The Carver 346 Motor yacht

CARVER YACHTS – The Carver 346 Motor yacht

CARVER YACHTS – The Carver 346 Motor yacht

While there can be only one Boat that dominates, there have been crafts that over years wowed us with remarkable features. They are innovative, cool, and simply elegant. The kind of whims that makes you question, why doesn’t everyone do this?

So, when you see boaters call on superior aft cabin, this is where Carver Yachts usually comes to play. With time tested boat building methods, innovated engineering and nothing but highest quality materials, Carver’s dedicated staff gives that personal touch on every Carver that leaves the Pulaski Wisconsin Factory. And sure, the 346 does not only come as the latest example of the company’s expertise, but it’s also Carver’s 02’ version of its highly admired line of Aft-cabin Motoryachts.

Extensions On Metal, Electrical and Upholstery Shops

Besides Carver’s emphasis on in-house fabrication of parts and equipment as well as woodwork facility; Carver has dedicated extensions on metal, electrical and upholstery shops. Sure, give credit where credit is due; the 346 sports tinned-copper wire runs, all cautiously loomed, marked, color-coded and installed; custom-fit electrical strap ups with watertight connectors; bowrail stanchions which are twice over-welded to their base plates; and outdoor sprawl on seat cushions with King Starlite XL bases, thicker marine vinyl fabrics, water-repellent form, mesh backing and stainless steel staples.

An Antiquated Approach

Carver’s entire construction appears to benefit from the same heeding, an antiquated approach! The 346’s solid glass base is designed to endure grounding for several years to come. Hull sides and decks are centered with Baltek AL600/10 to reduce weight. On the other hand, her bridge is firmly supported on eight aluminum standings concealed within mullions and other structures – an evaluate that seizes the entire full weight of the windows, hence allowing that custom-cut plus “floated” in tough adhesive for water-resistant reliability. Engine room on the salon console is accessed via hatches; the engine itself is secured by double-gusseted steel brackets bolted firmly into one piece.

More to the salon, the 346 utilized a unique design that makes the salon extend to the entire beam of the boat. There’s an open floor layout plan which accommodates plush couch and love seat made of ultra-leather that is not just easy to look after, but it is of durability as well. Further, both seats feature ample storage beneath. While for entertainment pleasure, there’s a TV/VCR/ Stereo radio cassette and optional CD player that can be install for more listening delight. Over in the dinning area, there’s a retractable table that can be easily removed and stored in its own custom storage rack positioned behind the lounge – an advantageous feature when need for more room is necessitated.

Sound Equipped Galley

The well equipped galley has all the necessary appliances for preparing either small or full course sit victuals. As far as accommodations are concerned, the 346 has two fully appointed staterooms; like all the great dreams, it’s pretty plain here, in the guest stateroom located forward has an oversized double berth, plenty of stowage compartment and adjoining headed shower. And carver has elevated the use of space to an art form illustrated in the master stateroom located aft. It features a queen-sized berth, smart use of storage space, a full-sized shower head as well as entertainment center with a TV/VCR. All in all, both VIP and Master incorporated plenty of hanging lockers, shelves, bins and other stowage areas. More to the interior, you’ll notice optional filter joined into the sanitary system to stop holding tank stench. The mirrors are directly overhead the sinks and not away at some neck-broaden angle.

Up On The Bridge

On the top side, the Carver has accommodated more exciting characteristics. For example entertaining on the bridge is simplified, with a spacious L-shaped seating with storage beam. A wet bar and a refrigerator means you don’t have to go below for refreshments. The helm itself affords the 346’s skipper all round visibility, comfortable seating and practical console with enough room for all the necessary electronics.

Business End

While on the business end of things; Carvers engineers have really proved many wrong this time – using an efficiently designed and unbelievably acquired cooler generator set for the 346. Cooler offers this gen set with an optional 7.3kw gas or an 8.0kw diesel version. Maintenance is a snap – thanks to the large panel doors that facilitate easy access of all required ports. With a fairly low core of gravity, the Carver 346 Motoryacht does not only give a secure and unwavering ride underway, but also offering outstanding visibility even towards the stern while docking.

On Planing

Her performance is indeed reputable, with a top end of 33.7mph. While on a new Merc 8.1 S gas inboards, it remarkably places her up on plane in just 8.4 seconds. The Carver 346 has pleasurable ride even on bad weather. In fact, the boat has stability during acute turns and most credit goes to her Teleflex SeaStar hydraulic steering which provides a remarkable handling on top cruise levels. Out on a drive, powered on twin 370 horse power Merc Cruiser 8.1 spheres up to a cruising speed of 25.1 miles an hour at 3500rpm, at that speed she gives a total fuel burn of 36.2 gallons an hour resulting in a cruising range of 122 miles. As mentioned earlier, her top speed of 33.7mph at 4400 rpm gives a quick planing time of at just 8.4 seconds.

Of course, times have changed in regard to exterior styling; but things have stayed the same on the 346 MotorYacht , still with two staterooms on both ends of the boat, a full beam salon and all the placates of home that has made the Aft-cabin Motoryacht in high demand in the first place!

Specifications:

Length Overall 36’11”

Dry Weight 21,800 lbs.

Beam13’2”

Fuel Cap 196 gal.

Draft2’4”

Water Cap 70 gal.

Deadrise/Transom N/A

Bridge Clearance 14’4”

Max Headroom 6’3”

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CARVER YACHTS – The Carver 56 Voyager SE

CARVER YACHTS – The Carver 56 Voyager SE

CARVER YACHTS – The Carver 56 Voyager SE

“I’ve given parties that have made Indian rajahs green with envy. I’ve had prima donnas break $10, 000 engagements to come to my smallest dinners. When you were still playing button back in Ohio, I entertained on a cruising trip that was so much fun that I had to sink my yacht to make my guests go home.” –anonymous

It’s amazing how the world of boating has came to age, dating back at the genesis of Carver Yachts in 1954 where building of crafts began with wooden designed runabouts. Then 50 years later on, you dine under the stars, toss or place your cool sips from an integral beverage holder or similarly, enjoy drinks from a wet bar with a divided sink.

Apparently, there’s a drift in design of crafts with flying bridges inclining toward fully or partly roofed entertainment areas under a hardtop. Such kinds of layouts end up exposing fully aft seat sections or enclose seats with flapping bimini top. But thanks to Carver 56 Voyager; the most popular Sedan bridge in the Caver Yacht fleet. This is a boat that does not only feature a modern pilothouse, but also gives the definition of an indoor-to-outdoor flying bridge. Of course, planing from the flying bridge is amazing and a great experience even on ragged days but with a superior tainted weather gear on. Conversely, imagine running down the waterway on a breezy day in the comfort of a pilothouse…

The Carver 56 Voyager introduces a unique C.A.S.T. system construction, which is superior yet, balancing styling innovation.

Key Features

African cherry wood all the way through

Tinted and tempered secure glass

72,000 BTU air conditioning

Carver Docking System with wireless remote

69 foot-square self-draining cockpit

Transom lounge which accommodates 5 adults

73 foot-square aft bridge extension

Wet bar

Fully equipped galley

32” LCD TV with DVD and CD player

Sleeps 6

Comfort Beyond Measurement:

The Caver 56 is both a masterpiece and a state-of-the-art. At a glance, her smooth lines, sophisticated styling plus attention to detail is inimitable: Step aboard all the away forward, jumbo queen island-berth will take your breath away; positioned in the VIP stateroom entailed therein are; antique curtains, sheets, linens and carpets that are neatly matched. Just aft forward to port incorporates a guest stateroom with a convertible sofa bestowing bunks for two. Forget about condos, its real life inside here; actually, ‘is as plush as a day at the spa’…Thanks to the overhead hatch and four port lights – aeration and profusion of halogen illumination ensures efficient thermal insulation all around the cabin.

Both cabins are carved up to the same degree of detail and finishing – for example; there is a spacious head with stall tower in both cabins. Drawers tuck neatly underneath the berth plus two cedar-feinted hanging lockers provide more than just storage. The head gives entrances to both companionway and VIP stateroom. Located amidships is a spacious master stateroom, where master cabin is magnificently finished and accompanies loads of amenities. So for the perceptive yachting couple, oversized-queen island berth will not only be of contentment, but will also ensure a cozy sound sleep. The en suite master head is divided and includes a striking vanity, sink, separate tub and a shower stall.

Intimate Galley

If Emeril Lagase or Bobby Flay were to perform a mouthwatering grill at the Carver 56’s galley, they’ll tell you all you need is, the right ingredient, the right recipe and the right equipment: Paramount innovation makes the 56’s galley a chef’s address; an underneath-mount two-basin sink is set up in clean, modern solid countertops. Further forward, the aft galley is opened to allow the chef socialize with guests in the salon. What’s more, there’s included three burner electric ovens, coffee maker, a microwave, an electric range, freezer and side-by-side under counter refrigerator. And of course, to wind it up – just make sure dinner guests are included!

Deck: Superior Life Aboard

A large stainless steel frame glass-sliding doors leads in to the dream on spacious salon. On the inside, two lone chairs border a 32-inch LCD TV which alcoves with motorized lift. The salon’s social area makes full use for the wide beam and the window styling further opens up the space. The roomy U-shaped dinette seats six for dinner or makes a relaxed conversation area in combination with salon’s amply sized ultra-leather sofa with built-in double incliners. The décor package is upgraded in the 7-foot headroom that accommodates even the tallest of guests. Other the standard entertainment package comprises of; AM/FM receiver, satellite radio system and a DVD/CD changer.

Bridge: Serious Entertainment

To balance off the pilothouse, the Caver 56 accompanies a fully-equipped helm with standard controls and instrumentation such as; patented Carver docking System and a rudder angle indicator. Crew and guest will enjoy plenty of seating – thanks to the U-shaped lounger (seats up to seven adults). What’s more, there is a wet bar and room for housing optional equipment like refrigerator, icemaker, and an electric grill. While rear aft, there is also a spacious cockpit that can provide for further entertainment purposes or can supplement as home base water sport activities.

Carver Docking System

Of all the latest high-tech systems onboard; the Carver Fleet Incorporates Carver Docking System – which evidently is a user-friendly controller for both bow and stern thrusters. Further included is a wireless controller which facilitates close quarters maneuvering to be executed from any point onboard – giving a huge advantage to shorthanded cruise experience.

Kick It: Both Calm and Rough Days

Testing the Carver 56 Voyager SE on a twin Volvo D-12 diesels (675 HP) and on both rough and calm conditions, the 29’ by 32” props has a planing of 15 seconds. While her top speed of 2360 rpm gives 29.8 knots (34½ miles per hour). But after scheming optimal cruising speed on 75% full throttle, at 1750 rpm on a speed of 19.2 ( 22.1 mph). The Carver 56 Voyager gave a fuel range of 423 decree miles, equivalent to 368 nautical miles.

Include three sumptuous cabins, the spacious salon and well-appointed flying bridge, and certainly a motor yacht that accommodates attention to detail from both small and big features. Finalize it with comfort and versatility of a contemporary dual-station design and what do you have? A frontrunner! Therefore, if you are looking for a total package craft – be it engineering, style, luxury and value; go meet the Carver 56 Voyager SE personally.

Specifications:

LOA (w/platform) – 59’8″ / 18.2 m

Beam -15’4″ / 4.7 m

Draft – 57″ / 1.45 m

Weight (w/fuel & water) – 52,500 lbs. / 23814 kg

Bridge Clearance w/arch – 19′ / 5.8 m

Fuel System – 800 US gallons / 3028 liters (Diesel Twin Inboards)

Water System – 200 US gallons / 757 liters

Holding Tank – 100 US gallons / 379 liters

Cabin Headroom – 7′ / 2.1 m

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CARVER BOATS –The Carver 564 Aft Cabin

CARVER BOATS –The Carver 564 Aft Cabin

CARVER BOATS –The Carver 564 Aft Cabin

“Electrically controlled sunroof, profusion of daylight fills the pilothouse to provide for fresh air and sunlight.”

Not only did Carver Company increased its sales outside Great lakes region to become a truly recognized brand and a market leader of the luxury Motoryacht, but this also marked an increase in building vessels with required structural standards. In fact, the Motoryacht became identical with the Carver trademark in the early 1990s.

Today, Carver embarks on the new design; the 56 Motoryacht aft Cabin, a masterpiece that has the comfort and interior space identical to that of a 65-footer. The luxurious Carver 564 Aft Cabin is a boat that bonds on a unique layout; it manages a superior interior room without compromising style, and practicality. Her elevated bridge deck and molded walkways amplify livable space within. She’s quite larger than she appears to be. The 56 houses three different levels for entertaining plus three private staterooms within en suite heads, and all inclusively air conditioned.

Up in the fly bridge area there’s ample seating for up to 9 persons, on the flybridge command center, it incorporates threefold pedestal helm seats, complete with instrumentation and magnificent vision both aft and for. On the roomy aft deck area is a thoughtfully enclosed and air conditioned providing the perfect spot for entertainment or relaxing. There’s a lot of deck

space, hence owners can locate several options for seating space and storage arrangement.

Moving down to another social centre, stairways leads to the aft deck on a spacious salon, which takes benefit of almost the full 15’4” beam, courtesy of side decks which are elevated above the saloon chaise longue. To port is an a L-shaped ultra leather lounge that seats five contentedly while the opposite is an entertainment hub along with a love settee nearby.

Forward to port is a single standing dinning table surrounded by four individual seats – which makes a perfect dinning arrangement for couples or a family of four – of course a very unique feature that you won’t see anywhere else. What’s more, U-shaped partially sunken galley sits opposite the dinning table and it includes; hardtop counter with a dual burner stove, optional coffee maker, microwave oven, a double sink with designer faucet and below refrigerator.

Forward of the salon, guest stateroom welcomes you with its own Island-queen bed, en suite head with vanity and bathe stall, two cedar line wardrobes and storage room. While just aft of the salon is the master stateroom with mirrored ceilings and also features an island pedestal queen berth, luxurious appointments, gorgeous cherry dresser/cabinet and trim and more storage room.

Conveniently, there’s an access to the cockpit via the master stateroom. The cockpit which sports nearly 82 square feet of space, molded boarding steps, a full transom door guides to a large swim platform with space that can house a tender, loads of storage and tidily tucked shore power receptacle.

Engine

The Carver 564 Aft Cabin is powered by two Volvo D-12 electronic diesel engines. This engine was mainly designed to cater for faster planning crafts. In fact, the Volvo D-12 diesel engine accompanies an Electronic Diesel Control (EDC) Mechanism – where ignition timing is electronically controlled, thus facilitating more resourceful fuel burning in the cylinders – which best illustrate why at the end of every cruise level; you have a cost effective fuel burn, reduced exhaust emission, and increased power experience.

Moreover, when the Carver 564 is powered and put to plane, the D-12s gets the boat up on plane smoothly, while her engines don’t emit noise or smoke on full throttle burst. That’s the bottom line of a faultless engine and it just suits the 564 perfectly.

The engine itself incorporates; a gear-driven fuel pump, six electronic injectors, freshwater cooled turbo charger and mostly importantly, the electronic engine controls and displays for exact rpm settings and straightforward engine diagnostics.

Yet, the D-12 engine builds up the highest torque at just 1400 rpm to get the larger vessels up and running faster. The Carver is very responsive considering it is a full Motoryacht and less intricate to doc using the bowthruster.

The exchange for the entire interior room is her fairly high freeboard. Her relative elevated freeboard requires caution when the boat is cruising on a fairly heavy weather. Further, two inserts cling to two 8-foot fiberglass rods which stand directly from the edges of the dive platform. Cleverly, docking aids included assist the captain from the helm to have a clear view of the stern – perhaps when reversing into a slip.

Performance

The Carver 564 aft Cabin’s top cruising speed is 26.5 mph giving 2000 rpm while burning only 54 gph on the Volvo D-12 675 hp diesel engines. That speed gives an expected cruising range of nearly 290 miles settled on the 510g fuel capacity. However, on full throttle the Carver 564 gives 31.5mph with minimal sound of 75 decibels.

At that speed you could expect a cruising range of almost 290 miles based on the 510-gallon fuel capacity. At full throttle the 564 reached 31.5 mph with a low sound reading of only 75 decibels. As you can see, the Carver 564 Motoryacht incorporates all the features of a 65 foot yacht precisely designed into an effortless run yacht, that will not only please you and your guest but it will also be easy on your pocket as well.

Length Overall 59′ 2”

Dry Weight 54,167 lbs.

Beam15′ 4”

Fuel Cap 646 gal.

Draft4′ 6”

Water Cap 158 gal.

Deadrise/Transom N/A

Bridge Clearance 20′ 10”

Max Headroom 6′ 5”

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CAREER WRITING SYNTHESIS REQUIREMENTS

CAREER WRITING SYNTHESIS REQUIREMENTS

CAREER WRITING SYNTHESIS REQUIREMENTS

T

he goal of this unit is for students to continue to delve more deeply into the strategies of rhetoric through an introduction to rhetorical analysis of sources related to their major, potential major, and/or possible future career. This will take up all of Weeks 4-5-6 to complete all parts of the assignment. FINAL IS DUE: Tues. 10/13.

YOUR AUDIENCE: The target audience for this paper will be other OU students who might be contemplating a career in your chosen field.

YOUR PURPOSE: Your purpose for writing this synthesis is to provide a guideline for other students to use when “shopping” for a career choice.

RUBRIC: For this project, you will provide a synthesis of the following:

1) 10 pts. – ARTIFACTS: Two or more good career sample artifacts of writing from your field. A brief description of each and what type of writing they represent in the field. These will be Appendix A & B in your paper.

2) 10 pts. – INTERVIEW: Transcript of an interview you will have with a professional working in the field. You will have the final interview transcribed and uploaded to Moodle. This will be Appendix C in your paper.

3) 40 pts. – A narrower, more focused and DETAILED ANALYSIS of communication practices within the field will comprise the majority of the paper broken down as follows:

A. 10 pts: Rhetorical analysis of your artifacts

B. 10 pts: Writing in the field: when, why, how much, what types of writing/communicating?

C. 5 pts: How rhetorical appeals are used to communicate effectively in the field f

D. 5 pts: Controversies in the field

E. 5 pts: Public perception of communication in the field (you’ll use a survey to find this out)

F. 5 pts: Paper’s syntactic fluency/control of language conventions for an academic audience.

WRITING THE DETAILED ANALYSIS

This whole detailed analysis will be a minimum of 4-6 pages long typed, double spaced, and it will be developed through multiple drafts and peer review. In the detailed analysis, you will include 2 types of research:

A. Secondary: An overview of the field. It will encompass a synthesis of all you’ve learned from at least 3 outside secondary sources (i.e. journal articles, magazine articles, newspaper articles, pamphlets, brochures, online material, videos, etc.) and must include these three items:

How one can best be prepared to write in the field, what people are writing, forms of media used. Also include the amount of text composed on a regular basis & types of texts composed

How one uses ethos, pathos, and logos when communicating in this field. Explain how the writing/communicating may be geared towards different audiences and for different purposes.

Discussion of the current controversies within this field. How are they perceived, what’s being written about them, and how may they be resolved?

B. Primary:

At least two artifacts of writing in this field (i.e., a lesson plan, a report, a memo, a proposal, a web page) attached as appendices, which you will rhetorically analyze in the paper. You can ask your interviewee for these or go to the internet to find some. You will provide an overview of what types of texts are regularly composed in the field and the two artifacts will be used as examples.

At least one interview with a professional in the field or an advanced major (in a graduate program). You can use what you learn to write the analysis. NOTE: It is VERY important to make contact with your prospective interview subjects early in this project.

A survey or questionnaire by which you gather public perception from people not working in the field (their perceptions about how people THINK communication works in this field). The survey will also be included in a Moodle Forum.

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Career Plan.

Career Plan.

Name:

Professor :

Course :

Date:

Career Plan.

My dream is to become an Early Childhood Educator. This is because Early Childhood Educator are tasked with development of a child; they are tasked with the educational, social, physical and emotional development of a student. There are various long term goals that I have established that will aid in the development of my career, this include:

Building trust- it’s important for teachers to develop trust between them and students. As an aspiring ECE teacher this is one of the main goals. This is because one will be tasked with the care of new little kids. As a teacher it’s important to ensure that their classroom is a safe place and welcoming.

Helping kids nurture friendships- as a teacher it’s important to help kids develop a set of skills which will enable kids to integrate in a society.

Avoid Burnout- naturally many teachers are born givers and some really don’t take time off,leading to burnouts. It’s therefore important to set time apart, where you can take time out to de-stress.

As an ECE teacher it’s important to be creative and energetic, in that one should be able to think out of the box. By making learning fun and interesting as well as help the children stay positive. Passion and love for the profession is also key, this is because strong dedication leads to great outcomes. As an ECE good communication is critical, whereby one establishes age appropriate communication skills. As an ECE there are various ethical standards that guide individuals to ensure high-quality practices. There various qualities that I posses that directly relates to this profession. These includes, work ethic, whereby am committed, a problem solver, very adaptable and quite flexible. Also communication and relationships are some of the necessary requirements, this is because as an ECE one needs to relate with many people, be it students, workmates or parents.

Work cited.

Cannella, Gaile Sloan. Deconstructing Early Childhood Education: Social Justice and Revolution. Rethinking Childhood, Volume 2. Peter Lang Publishing, Inc., 275 Seventh Avenue, New York, NY 10001, 1997.

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Career Management System

Career Management System

Career Management System

Career management is related to the alignment of the employees’ need, interest and aspirations with the organisation needs for achieving the objectives of the organisation. It helps employees in attaining the required skills of their development also. It is the process through which, employees identify their own interests, values, strength and weakness and obtain information about the job opportunities that are related to their career goals within company and make action plans to achieve these career goals.

This is very important to evaluate it on continuous basis for the successful results. It can be evaluate through self –assessment by the employees. They can analyse whether their career goals which they have identified can be realised in practical from or not. It needs to check on the parameters of the organisation like whether it is within the parameters of the organisational development or not. It can be evaluated on the basis of the two types of the outcomes – first the reactions of the internal customers who are the employees and management because they use the career management system. Secondly, it can be evaluated on the basis of the result of the career management system. It is important that it should be evaluate on the basis of its objective in terms of employees and management.

While designing career management system, it is important to know the nature of the job, value, mission and organisational structure of the company, individual and company’s performance, career growth opportunities, and employees’ development.

References

HYPERLINK “http://www.bhiresearchinstitute.org/ri-case-studies/Implementing-A-Career-Management-System-And-The-Power-Of-Engagement.html”http://www.bhiresearchinstitute.org/ri-case-studies/Implementing-A-Career-Management-System-And-The-Power-Of-Engagement.html

HYPERLINK “https://docs.google.com/viewer?a=v&q=cache:zNt3NMQD9jYJ:facultad.bayamon.inter.edu/ialvarado/BADM%25203950/chap011.ppt+&hl=en&gl=in&pid=bl&srcid=ADGEEShjegT6OQgZcc3VJaHqtjoieABiOmr9vxCkglqy9N6-bh6smikzcnrHt80fJRjFfXL-r9FQ8APnvKez4-HNxiE2AkCFzIjrUd81199asv7Dwfb-6TF31yraGsMKJDP2PqPr_eqs&sig=AHIEtbQ5VyUCsUUPRYbDqfs9go3wTAppaA”https://docs.google.com/viewer?a=v&q=cache:zNt3NMQD9jYJ:facultad.bayamon.inter.edu/ialvarado/BADM%25203950/chap011.ppt+&hl=en&gl=in&pid=bl&srcid=ADGEEShjegT6OQgZcc3VJaHqtjoieABiOmr9vxCkglqy9N6-bh6smikzcnrHt80fJRjFfXL-r9FQ8APnvKez4-HNxiE2AkCFzIjrUd81199asv7Dwfb-6TF31yraGsMKJDP2PqPr_eqs&sig=AHIEtbQ5VyUCsUUPRYbDqfs9go3wTAppaA

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Cardiovascular Disease

Cardiovascular Disease

Cardiovascular Disease

Name

Professor

Institution

Course

Date

Abstract

Cardiovascular disease (CLD) is a phrase used to describe all the diseases affecting the circulatory system and the heart. This includes stroke, and coronary heart disease. Cardiovascular disease is also known as circulatory and heart disease and it is one of the biggest causes of death in the US (Jousilahti & Tuomilehto, 1999). This paper seeks to analyze the disease, identify its etiology, the cause of the disease, its background, symptoms and methods of treatment and prevention. Finally, it will show the available options in prevention and treatment and identify some of the most effective interventions in countering the critical impacts of the disease. Additionally, it is also important to look into the epidemiology of the disease and find out what populations are most affected by the disease, and to finally find out the individuals at risk of conducting the disease.

Etiology

Cardiovascular ailment is the leading cause of deaths in America. These diseases are diverse and they include stroke, heart attack, atherosclerosis, angina pectoris, high blood pressure and arteriosclerosis. The risk factors and cause of all these diseases are interrelated, and, therefore, the causes of one cardiovascular disease are usually the cause of one or more cardiovascular diseases. There are numerous causes of cardiovascular disease, as there are different types of the disease. Atherosclerosis is one cause of cardiovascular disease. Arthrosclerosis is a term used to describe the building up in the arteries of plaque. The danger of developing plaques in arteries is that is can lead to blood clots and aneurysms. Clots, on the other hand, usually lead to heart attacks, thrombosis and stroke (Stanley, Shah, & Essop, 2009).

Another cause of cardiovascular disease is high levels of cholesterol in the circulatory system. As the levels of LDL cholesterol increase in the blood system, the risks of developing a cardiovascular disease increases. When other risk factors are combined with, high levels of cholesterol the risk, increases double fold. The levels of lipids in the body are influenced by numerous factors including sex, age, diet and heredity. Another source of heart illness is increased pressure in the circulatory system. High blood pressure usually adds to the work of the heart and can cause an increase in arterial damage, increasing the risks for developing atherosclerosis. High blood pressure is usually the number one risk factor for stroke. When high blood pressure exists among other risk factors like obesity, high levels of cholesterol in the body, smoking or diabetes, the chances of stroke or heart attack are increased by a number of times (Stobo, 1996).

Other significant causes of cardiovascular diseases include obesity, diabetes, and an inactive way of life. These are among the most commonly cardiovascular disease associated factors. The individuals who are overweight or obese are more likely to develop stroke or a heart ailment even without other risk factors involved. The weight itself is not usually the problem; rather, the excess pounds increase other risk factors. For instance, obesity usually affects cholesterol and blood pressure negatively, and in certain times usually leads to diabetes; and in many cases, the leading cause of overweight and obesity is leading a sedentary lifestyle (Stanley, Shah, & Essop, 2009).

Stress also increases the risk of developing cardiovascular disease. Surveys demonstrate that there is a close affiliation between stress and increased chances of developing certain cardiovascular diseases like coronary heart disease. The main reasoning behind this conclusion is that stress results to the discharge of certain elements that usually increases the speed at which the heart works and increases blood pressure. Stress also increases the risk of developing heart disease indirectly because most individuals experiencing stress usually resorts to increased smoking, eating and drinking when compared to those individuals without stress (Stanley, Shah, & Essop, 2009).

Disease History

Despite the fact that heart diseases have recently increased, it is clear from literature that health problems involving the circulatory system and the heart are that new to the human race. Although the knowledge of the effects and causes of heart disease began to appear in the medical practice in the twentieth century, the history of cardiovascular disease dates back to ancient Egypt. Archeological findings made in early Egypt show that Egyptians at this period thought of the heart as the seat of human personality and wisdom. They imaged feeds coming from the heart and transporting its products- in which they described semen, saliva, blood, and other fluids, to the whole body (Maton, 1993)

Studies about the status of the health in England in the medieval times show that people at this period differed from minimal cholesterol diseases like heart disease. Individuals from Briton in the middle Ages had inconstant history of deaths related to the disease and instances of the diseases. The main reason for these includes healthier conditions of the heart of the English people from the period because of the consumption of natural food that was not overflowing with fats and carbohydrates. Research of the history of the heart disease indicates that the occurrence of heart disease and deaths related to heart disease was not common in the pre- industrial times, after the 19th century industrial revolution. The incidence of fatalities resulting from heart disease increased and more people were prone to deaths from heart diseases like heart attack (Jousilahti, & Tuomilehto, 1999).

Researchers and health professionals postulate that the more sedentary and relaxed lifestyles of the contemporary technological age is the cause for the observed change. Before the invention of complicated machines, most individuals used to make their living by doing numerous kinds of manual work, which consumed more deposits of lipids and fatty acids in the body. Furthermore, manual labor was a vigorous physical activity that increased and improved blood circulation in the body (Stobo, 1996).

Diet also has a critical role in the history of cardiovascular disease. While an average person’s diet in the pre-industrial time was composed of, a larger portion of natural foods like unprocessed milk products and whole grain, the invention and innovation of machines also started the trend of manufacture of rich foods. Processed milk products, burgers and French fries gained more popularity. The consumption of these foods has become a matter of social preference than personal choice. Besides, contributing to their popularity was the amount of time saved in preparing them. All these elements combined to make fat foods the key choice of the public. The outcome was increased prevalence of cardiovascular disease (Jousilahti, & Tuomilehto, 1999).

Disease Symptoms

Cardiovascular disease does not describe only one condition. Rather, it is a term used to describe diseases and conditions affecting the blood vessels and heart. As it follows, there are more than 60 types of cardiovascular disease, ranging from the most common types like heart attack to the uncommon ones like Fallot and tetralogy. While some cardiovascular diseases are present after birth, most of them appear over the years. When describing the symptoms of cardiovascular disease, it is difficult to come with a list, as each condition can have numerous, different symptoms. There are many diseases affecting the heart. The most eminent disease is coronary heart illness. This disease claims more lives than any other heart disease in the US. If the disease affects the arteries that supply blood, there are some symptoms present. These include chest discomfort or pain, pain in the left shoulder, arms, neck, back or jaw, shortness of breath and dizziness. Other symptoms include faster and abnormal heartbeats, nausea, and malaise (Mackay et al., 2004).

Cardiovascular disease also affects the brain. Arteries in the brain are usually affected by two kinds of cardiovascular disease. This includes arterial embolism (blood clot is stuck in a tiny artery in the brain) and atherosclerosis. If any one of these two conditions affects the brain, one might experience similar symptoms like the ones experienced during stroke or during a transient ischemic attack. Some of these symptoms include sudden weakness or lack of sensation of the leg, face or arm especially on one side of the body, sudden trouble seeing with both or one eye. However the most common symptoms includes, sudden confusion, trouble understanding speech or speaking, sudden difficulty in walking, dizziness or loss of coordination or balance and sudden severe headache (Mackay et al., 2004).

Other parts affected by heart disease include the legs, arms and pelvis. If the arteries that take blood to the pelvis, legs or arms are affected by cardiovascular disease, one experience symptoms related to those of peripheral arterial disease. Some of these symptoms include numb or cold feeling in the toes or feet, especially at night, claudicating-or ache, pain, or cramp in the muscles. It occurs during exercise and feels better after resting. While these are just some of the common symptoms, there are others such as heart palpitations or skips in the heartbeat, sleepiness during day, and loss of consciousness (Mackay et al., 2004).

Disease Treatment and Prevention

There are different ways of preventing or reducing the risks of developing cardiovascular disease. One can stop smoking as a prevention strategy; many clinical professionals propose this as the most effective intervention. Studies indicate that the risk of developing heart attacks can be reduced by 50 percent if one stops smoking. The risk of stroke is reduced, and at times eliminated by quitting the habit. Research indicates that persons who smoke are at a high risk of suffering from heart illness unlike those who do not smoke. Having and practicing healthy eating habits is another way to prevent heart disease. This means eating foods that are low in salt, cholesterol and fat. This is integral to maintaining a healthy circulatory system and heart, thus helps significantly in reducing heart disease (Ignarro, Balestrieri & Napoli, 2007).

Physical activity and exercise are other measures of preventing heart diseases. Exercise does this by relieving stress, burning extra fat, strengthening the immune system and lowering blood pressure. Athletes have lower heart rates than most people do, because their heart muscles are stronger and better than other people are. Avoiding stressful situation also helps alleviate heart disease. Stress raises blood pressure adding extra work to the heart, thus, increasing the risk of developing heart disease. Treatment of heart disease usually involves medication and surgery. Bypass surgery, angiograms, in addition to, angioplasty are some of the common treatment options for patients of cardiovascular disease. In other cases, medication is usually enough (Ignarro, Balestrieri & Napoli, 2007).

Disease Epidemiology

Cardiovascular disease is the cause of deaths in the US. One in every five men and one in every 7 women suffer and die from the disease. The rate of deaths from cardiovascular disease has decreased by 45 percent for people below the age of 65 in the past ten years. This decrease is larger and faster in people aged 55 years and above. It is mostly because of decrease in major risk factors like smoking, and the enhancement of secondary prevention and treatment. The fall is not as significant as above in certain countries like Norway (54%) and Australia (48%). Fatality rates are highest in the north of England and Scotland and lowest in Southern England. For not less than 25 years, the rates have been consistently high in Scotland. Deaths from heart disease are more common in winter. Between 2004 and 2005, just fewer than seven thousand people died from the disease in Wales and England in July and June, compared to more than 9,000 in December and January (Coronary heart disease statistics, 2008).

Conclusions

The rationale behind this essay was to discuss the cardiovascular disease, highlighting its causes, prevention and treatment, background information and epidemiology. It was found that cardiovascular disease is the common origin of fatality in countries like the US, especially because of increase in consumption of processed foods and sedentary lifestyles. There were some preventive measures described like a healthy and active lifestyle, reduction of smoking and reduction of stress. There two options in treatment of heart disease, which are the use of medication and surgery. Though the disease is deadly, it is essential to note that it is also preventable, and that leading a healthy life might reduce one’s risk of the deadly disease.

Annotated Bibliography

1) Coronary heart disease statistics, (2008), Mortality: British Heart Foundation

This source indicated the seriousness of the disease by showing how many people are affected by the disease annually and how many fatalities result from the disease. It was found that the disease causes a lot of deaths and especially in the developed nations. The source was credible because it is from a well renowned association that has done a lot of work on heart diseases.

2.) Ignarro, J, Balestrieri, L. & Napoli, C. (2007). Nutrition, physical activity, and cardiovascular disease: cardiovascular research 73 (2): 326–40. 

One of the most critical parts in the study of any kind of disease that is a threat to human life is ways to prevent the disease and treat it. This source did exactly that by providing its audience with information about different ways to prevent the disease and counter the chance of being at risk. In addition to this, the source provided credible information about the treatment cardiovascular disease. It included research and findings of the research that supported the conclusions included.

3) Jousilahti, V. & Tuomilehto, P. (1999), Sex, Age, Cardiovascular Risk Factors, and coronary heart disease: Circulation; 99: 1165-1172

This ciculation was exceedingly useful in providing general information about cardiovascular disease. The paper was well researched, supported with academic and credible sources, making it an excellent source for the paper’s abstract. It was found to be extremely useful as it talks of different aspects of the disease. This made it possible to retrieve essential information for the introductory part of the paper.

4) Mackay, et al. (2004), the Atlas of Heart Disease and Stroke, World Health Organization

This is also among the most comprehensive material about symptoms and signs associated with heart disease. The source categorized each type of cardiovascular disease and the parts it affects, and then provided detailed information about the signs and symptoms associated with each.

5.) Maton, et al, (1993), Human Biology and Health, Englewood Cliffs, New Jersey, USA: Prentice Hall

The history of the disease is critical in the understanding of the cardiovascular disease. A search for informative sources information was conducted and this was found to include sufficient information about the ancient history of the disease. The work was well organized, with numerous sources that were current. It was chosen because it included the most detailed background information about the disease.

6.) Stanley, C., Shah, B. & Essop, M. (2009) Does Junk Food Lead to Heart Failure? Importance of Dietary Macronutrient Composition in Hypertension. American Heart Association 54: 1209-1210.

This is another reference that had a major role in doing this study, it provided the most critical information about the different causes of cardiovascular disease, stressing more on unhealthy eating habits and diets and lack of sufficient physical activity and exercise. Just as well, the article contained numerous sources, all of which seemed credible enough to base this part of the article. The findings of the included surveys were well documented and backed up with evidence indicating that the source is valid and credible.

7) Stobo D, Traill A, Hellmann B, Ladenson W, & Brent G, (1996).The Principles and Practice of Medicine 23 edition. McGraw-Hill Medical;

This book was useful in the analysis of the diseases etiology and symptoms and the realization that cardiovascular disease affects the brain because the Arteries in the brain are usually affected by arterial embolism and atherosclerosis. Renowned authors wrote the book and has been revised twenty three of times because of its reliability and authoritative analysis of diseases

Posted in Uncategorized

Cardiovascular Disease (2)

Cardiovascular Disease (2)

Cardiovascular Disease

(Author’s name)

(Institutional Affiliation)

Abstract

Cardiovascular disease (CLD) is a phrase used to describe all the diseases affecting the circulatory system and the heart like stroke, as well as, coronary heart disease. Cardiovascular disease is also known as circulatory and heart disease and it is one of the biggest causes of death in both the UK and the US (Jousilahti & Tuomilehto, 1999). This article will analyze the disease identifying its etiology, which is the cause of the disease, its background, its symptoms and methods of treatment and prevention. In this final case, the article will show the available options in prevention and treatment, identifying some of them that are most effective in countering the critical impacts of the disease. In addition to these, the article will also look into the epidemiology of the disease to find out what populations are most affected by the disease, and to finally find out the individuals at risk of conducting the disease.

Etiology

Cardiovascular ailment is the leading cause of deaths in America and the UK. These diseases are diverse and they include stroke, heart attack, atherosclerosis, angina pectoris, high blood pressure and arteriosclerosis. The risk factors and cause of all these diseases are interrelated, and, therefore, the causes of one cardiovascular disease are usually the cause of one or more cardiovascular diseases. There are numerous causes of cardiovascular disease, as there are different types of the disease. Atherosclerosis is one cause of cardiovascular disease. Arthrosclerosis is a term used to describe the building up in the arteries of plaque. The danger of developing plaques in arteries is that is can lead to blood clots and aneurysms. Clots, on the other hand, usually lead to heart attacks, thrombosis and stroke (Stanley, Shah & Essop, 2009).

Another cause of cardiovascular disease is high levels of cholesterol in the circulatory system. As the levels of LDL cholesterol increase in the blood system, the risks of developing a cardiovascular disease increases. When other risk factors are combined with, high levels of cholesterol the risk, increases double fold. The levels of lipids in the body are influenced by numerous factors including sex, age, diet and heredity. Another source of heart illness is increased pressure in the circulatory system. High blood pressure usually adds to the work of the heart and can cause an increase in arterial damage, increasing the risks for developing atherosclerosis. High blood pressure is usually the number one risk factor for stroke. When high blood pressure exists among other risk factors like obesity, high levels of cholesterol in the body, smoking or diabetes, the chances of stroke or heart attack are increased by a number of times (Stanley, Shah & Essop, 2009).

Other significant causes of cardiovascular diseases include obesity, diabetes, and an inactive way of life. These are among the most commonly cardiovascular disease associated factors. The individuals who are overweight or obese are more likely to develop stroke or a heart ailment even without other risk factors involved. The weight itself is not usually the problem; rather, the excess pounds increase other risk factors. For instance, obesity usually affects cholesterol and blood pressure negatively, and in certain times usually leads to diabetes; and in many cases, the leading cause of overweight and obesity is leading a sedentary lifestyle (Stanley, Shah & Essop, 2009).

Stress also increases the risk of developing cardiovascular disease. Surveys demonstrate that there is a close affiliation between stress and increased chances of developing certain cardiovascular diseases like coronary heart disease. The main reasoning behind this conclusion is that stress results to the discharge of certain elements that usually increases the speed at which the heart works and increases blood pressure. Stress also increases the risk of developing heart disease indirectly because most individuals experiencing stress usually resorts to increased smoking, eating and drinking when compared to those individuals without stress (Stanley, Shah & Essop, 2009).

Disease History

Despite the fact that heart diseases have recently increased, it is clear from literature that health problems involving the circulatory system and the heart are that new to the human race. Although the knowledge of the effects and causes of heart disease began to appear in the medical practice in the twentieth century, the history of cardiovascular disease dates back to ancient Egypt. Archeological findings made in early Egypt show that Egyptians at this period thought of the heart as the seat of human personality and wisdom. They imaged some kinds of feeds coming from the heart and transporting its products- in which they described semen, saliva, blood, and other fluids, to the whole body (Maton, 1993).

Studies about the status of the health in England in the medieval times show that people at this period differed from minimal cholesterol diseases like heart disease. Individuals from Briton in the middle Ages had inconstant history of deaths related to the disease and instances of the diseases. The main reason for these included healthier conditions of the heart of the English people from the period because of the consumption of natural food that was not overflowing with fats and carbohydrates. Research of the history of the heart disease indicates that the occurrence of heart disease and deaths related to heart disease was not common in the pre- industrial times, after the 19th century industrial revolution, the incidence of fatalities resulting from heart disease increased and more people were prone to deaths from heart diseases like heart attack (Maton, 1993).

Researchers and health professionals postulate that the more sedentary and relaxed lifestyles of the contemporary technological age is the cause for the observed change. Before the invention of complicated machines, most individuals used to make their living by doing numerous kinds of manual work, which consumed more deposits of lipids and fatty acids in the body. Furthermore, manual labor was a vigorous physical activity that increased and improved blood circulation in the body (Maton, 1993).

Diet also has a critical role in the history of cardiovascular disease. While an average person’s diet in the pre- industrial time was composed of, a larger portion of natural foods like unprocessed milk products and grain, the invention and innovation of machines also started the trend of manufacture of rich foods. Processed milk products, burgers and French fries gained more popularity. The consumption of these foods has become a matter of social preference that personal choice. Furthermore, contributing to their popularity was the amount of time saved in preparing them. All these elements combined to make fat foods the key choice of the public. The outcome was increased prevalence of cardiovascular disease (Maton, 1993).

Disease Symptoms

Cardiovascular disease does not describe only one condition. Rather, it is a term used to describe diseases and conditions affecting the blood vessels and heart. As it follows, there are more than 60 types of cardiovascular disease, ranging from the most common types like heart attack to the uncommon ones like Fallot and tetralogy. While some cardiovascular diseases are present after birth, most of them appear over the years. When describing the symptoms of cardiovascular disease, it is difficult to come with a list, as each condition can have numerous, different symptoms. There are numerous kinds of diseases affecting the heart. The most eminent disease is coronary heart illness. This disease claims more lives than any other heart disease in the US. If the disease affects the arteries that supply blood, there are some symptoms present. These include chest discomfort or pain, pain in the left shoulder, arms, neck, back or jaw, shortness of breath and dizziness. Other symptoms include faster heartbeats, abnormal heartbeats, nausea, and tiredness (Mackay et al., 2004).

Cardiovascular disease also affects the brain. Arteries in the brain are usually affected by two kinds of cardiovascular disease including arterial embolism- when a blood clot is stuck in a tiny artery in the brain, and atherosclerosis. If any one of these conditions affects the brain, one might experience similar symptoms like the ones experienced during stroke or during a transient ischemic attack. Some of these symptoms include sudden weakness or lack of sensation of the leg, face or arm especially on one side of the body, sudden trouble seeing with both or one eye, sudden confusion, trouble understanding speech or speaking, sudden difficult walking, dizziness or loss of coordination or balance and sudden severe headache (Mackay et al., 2004).

Other part affected by heart disease includes the legs, arms and pelvis. If the arteries that take blood to the pelvis, legs or arms are affected by cardiovascular disease, one experiences symptoms of peripheral arterial disease. Some of these symptoms include numb or cold feeling in the toes or feet, especially at night, claudication- or ache, pain, or cramp in the muscles. It occurs during exercise and feels better after resting. While these are just some of the common symptoms, there are others, which include heart palpitations-skips in the heartbeat, sleepiness during day, and loss of consciousness (Mackay et al., 2004).

Disease Treatment and Prevention

There are different ways of preventing or reducing the risks of developing cardiovascular disease. Stopping to smoke is one prevention strategy that many clinical professionals propose. Studies indicate that the risk of developing heart attacks can be reduced by 50 percent if one stops smoking. The risk of stroke is reduced and at times eliminated by quitting the habit. Research indicates that persons who smoke are at a superior danger of suffering from heart illness unlike those who do not smoke. Having and practicing healthy eating habits is another way to prevent heart disease. This means eating foods that are low in salt, cholesterol and fat. This is integral to maintaining a healthy circulatory system and heart, thus helps significantly in reducing heart disease (Ignarro, Balestrieri & Napoli, 2007).

Physical activity and exercise are other measures to prevent heart disease. Exercise does this by relieving stress, burning extra fat, strengthening the immune system and lowering blood pressure. Athletes have lower heart rates than most people do, because their heart muscles are stronger and better than other people are. Avoiding stressful situation also helps alleviate heart disease. Stress raises blood pressure adding extra work to the heart, thus, increasing the risk of developing heart disease. Treatment of heart disease usually involves medication and surgery. Bypass surgery, angiograms, in addition to, angioplasty are some of the common treatment options for patients of cardiovascular disease. In other cases, medication is usually enough (Ignarro, Balestrieri & Napoli, 2007).

Disease Epidemiology

Cardiovascular disease is the cause of deaths in the UK and US. One in every five men and one in every 7 women suffer and die from the disease. There are more than 94,000 deaths annually from cardiovascular disease in the UK alone. The rate of deaths from cardiovascular disease has decreased by 45 percent for people below the age of 65 in the past ten years. This decrease is larger and faster in people aged 55 years and above. It is mostly because of decrease in major risk factors like smoking and enhancement of secondary prevention and treatment. The fall is not as significant as above in certain countries like Norway (54%) and Australia (48%). Fatality rates are highest in the north of England and Scotland and lowest in Southern England. For not less than 25 years, the rates have been consistently high in Scotland. Deaths from heart disease are more common in winter. Between 2004 and 2005, just fewer than seven thousand people died from the disease in Wales and England in July and June, compared to more than 9,000 in December and January (Coronary heart disease statistics, 2008).

Conclusions

The rationale behind this essay was to talk about about cardiovascular disease, highlighting its causes, prevention and treatment, background information and epidemiology. It was found that cardiovascular disease is the common origin of fatality in countries like the US and UK, especially because of increase in consumption of processed foods and sedentary lifestyles. There were some preventive measures described like a healthy and active lifestyle, reduction of smoking and reduction of stress. There two options in treatment of heart disease, which are the use of medication and surgery. Though the disease is deadly, it is essential to note that it is also preventable, and that leading a healthy life might reduce one’s risk of the deadly disease.

Annotated Bibliography

Coronary heart disease statistics. (2008). Mortality. British Heart Foundation.

This source indicated the seriousness of the disease by showing how many people are affected by the disease annually and how many fatalities result from the disease. It was found that the disease causes a lot of deaths and especially in the developed nations. The source was credible because it is from a well renowned association that has done a lot of work on heart diseases.

Ignarro, J., Balestrieri, L. & Napoli, C. (2007). Nutrition, physical activity, and cardiovascular disease: an update. Cardiovascular research 73 (2): 326–40. 

One of the most critical parts in the study of any kind of disease that is a threat to human life is ways to prevent the disease and treat it. This source did exactly that by providing its audience with information about different ways to prevent the disease and counter the chance of being at risk. In addition to this, the source provided the article with credible information about the treatment cardiovascular disease. It included research and findings of the research that supported the conclusions included.

Jousilahti, V. & Tuomilehto, P. (1999). Sex, Age, Cardiovascular Risk Factors, and coronary heart disease. Circulation. 99: 1165-1172.

This article was exceedingly useful in providing general information about cardiovascular disease. The article was well researched, supported with academic and credible sources, making it an excellent source for the article’s abstract. The article was found to be extremely useful as it talks of different aspects of the disease. This made it possible to retrieve essential information for the introductory part of the article.

Mackay, M. et al. (2004). The Atlas of Heart Disease and Stroke. World Health Organization.

This is also among the most comprehensive material about symptoms and signs associated with heart disease. The source categorized each type of cardiovascular disease and the parts it affects, and then provided detailed information about the signs and symptoms associated with each.

Maton, A. (1993). Human Biology and Health. New Jersey: Prentice Hall.

The history of the disease is critical in the understanding of the cardiovascular disease. A search for informative sources information was conducted and this was found to include sufficient information about the ancient history of the disease. The work was well organized, with numerous sources that were current. It was chosen because it included the most detailed background information about the disease.

Stanley, C., Shah, B. & Essop, M. (2009). Does Junk Food Lead to Heart Failure? Importance of Dietary Macronutrient Composition in Hypertension. American Heart Association 54: 1209-1210.

This is another reference that had a major role in coming up with the article. it provided the article with the most critical information about the different causes of cardiovascular disease, stressing more on unhealthy eating habits and diets and lack of sufficient physical activity and exercise. Just as well, the article contained numerous sources, all of which seemed credible enough to base this part of the article on. The findings of the included surveys were well documented and backed up with evidence indicating that the source is valid and credible.

Posted in Uncategorized

Can substantive progress toward sustainable marketing be made

Can substantive progress toward sustainable marketing be made

Question

Can substantive progress toward sustainable marketing be made only if consumers are willing to trade off some elements of convenience against other sustainability oriented benefits…why? 

Answer:

Stakeholders have started to understand what the organization does, their values, strategy as well as mission. During that stage, the organization would be willing to give the stakeholders with the information for making the decisions. Consumers are willing to know how company’s products meet its requirements, employees are required to understand the company structure as well as systems & suppliers are willing to understand what organization needs from them. Organization has now been taking action towards collaborating further with the stakeholders. Consumers refer business; investors recommend stock as well as employees have been willing to take on the greater responsibility. Commitment towards sustainability may prompt the closer examination about the production processes, thus resulting in the improved product designs, product as well as service quality & production efficiency as well as yields, also with the environmental improvements (Marketing and sustainability, 2012).

Reference

Marketing and sustainability. (2012). Retrieved August 14th, 2012, from

http://www.cfsd.org.uk: http://www.cfsd.org.uk/smart-know-net/smart-know-net.pdf

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California Clinics

California Clinics

California Clinics

HSA 525

California Clinics

California Clinics, an investor-owned chain of ambulatory care clinics, just paid a dividend of $2 per share. The firm’s dividend is expected to grow at a constant rate of 5% per year, and investors require a 15 % rate of return on the stock.

Stock valuation based on earnings starts out with an assumption that each dollar of earnings per share of a company is really worth one actual dollar of income to the stockholder. To find the value of a stock, calculation of all future earnings needs to be done, to infinity, and then use own desired rate of return as a discount rate to find their present value. The infinite sum of these present values is the fair market value of the stock; or more accurately, it’s the maximum price you should be willing to pay.

The following will show what the California Clinics stock value is using a constant growth stock valuation. A constant growth stock is a stock whose dividends are expected to grow at a constant rate in the foreseeable future. Some use “constant growth forever” case, meaning N is infinity. The formula in this case simplifies to:

$2.00 Do Last dividened payment

5% E(g) Expected growth rate

15% R(Rs) Required rate of return

$21 $200*.05/.15-.05 = 21

In a second scenario, supposing the riskiness of the stock decreases, which causes the required rate of return to fall to 13%, the stock value under these conditions would be as follows.

$2.00 Do Last dividend payment

5% E(g) Expected growth rate

13% R(Rs) Required rate of return

26.25 Yet, changing the variables once again returning to the original 15% required rate of return and assume a dividend growth rate estimate increase to 7% per year, $25 is now the stock value.

$2.00 Do Last dividened payment

7% E(g) Expected growth rate

15% R(Rs) Required rate of return

26.75 The following will explain how each of the four (4) fundamental factors that affect the supply and demand for investment capital, and hence, interest rates, (namely productive opportunities, time preferences for consumption, risk, and inflation) affects the cost of money. Economics is the study of production, distribution and consumption of goods and services whether in a city, country or a single business. Supply and demand is a fundamental factor in shaping the character of the market-place; it is understood as the principal determinant in establishing the cost of goods and services. The availability, of goods or services is a key consideration in determining the price at which those goods or services can be obtained.

For example, a landscaping company with little competition that operates in an area of high demand for such services will be able to command a higher price than will a business operating in a highly competitive environment. But availability is only one-half of the equation that determines pricing structures in the marketplace. The other half is “demand.” A company may be able to produce huge quantities of a product at low cost, but if there is little or no demand for that product in the marketplace, the company will be forced to sell units at a very low price. Conversely, if the marketplace proves receptive to the product that is being sold, the company can establish a higher unit price. “Supply” and “demand,” then, are closely inter-twined economic concepts.

Risk aversion is so important to financial decision making. It not only affects dollar and delivery of service or product, but also profit margin. Risk aversion is the tendency of investors to avoid risky investments. Thus, if two investments offer the same expected yield but have different risk characteristics, investors will choose the one with the lowest variability in returns. If investors are risk averse, higher-risk investments must offer higher expected yields. Otherwise, they will not be competitive with the less risky investments. In turn a so-called “rational” decision is choosing the option with the highest expected value. However, such a rational decision is what consumers should choose rather than what they would choose. The rational decision requires consumers to be risk neutral, which is obviously not realistic. People choose the option with the lower expected value rather than the one with the highest expected value.

Furthermore to better understand the following time value must be understood in or to explain the three techniques for solving time value problems. The time value of money is the value of money figuring in a given amount of interest earned over a given amount of time. The old adage “time is money” is an important concept in financial markets. The three techniques are regular, ordinary and perpetuity annuity.

A simplistic way of expressing the distinction is to say that payments made under an ordinary annuity occur at the end of the period while payments made under an annuity due occur at the beginning of the period. Most annuities are ordinary annuities. Installment loans and coupon bearing bonds are examples of ordinary annuities. Rent payments, which are typically due on the day commencing with the rental period, are an example of an annuity-due. Thus, the present value or future value of an annuity due is always higher than that of ordinary annuity.

Annuity due = Ordinary annuity value ´ (1 + i)

Perpetuity starts as an ordinary annuity but has no end and continues indefinitely with level, sequential payments. Therefore, a perpetuity paying $1,000 annually at an interest rate of 8% would be worth:

PV = A/r = ($1000)/0.08 = $12,500

References

Ehrhardt, M. C., & Brigham, E. F. (2009). Corporate Finance: A Focused Approach. Mason,

Ohio: Cengage Learning.

Gapenski, L. C. (2008). Healthcare Finance: An Introduction to Accounting and Financial

Management (4th ed.). United States: Health Administration Press.

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